A car accident claim is a request made by the plaintiff to the insurance company for compensation. Filing an insurance claim, however is not always a straightforward process. Unfortunately, common misconceptions about car settlement claims may hurt your chances of obtaining a fair settlement. Our Monroe car accident lawyers at the Law Offices of L. Clayton Burgess clear up misconceptions regarding the claims process. If you’ve been injured in a car accident, take a look at the 5 myths surrounding car accident claims:
>> Your compensation is guaranteed:
After an auto accident injury, there’s no guarantee that you’ll receive compensation. Though it may seem evident that the other party is at fault and is entirely responsible for the collision, you may still not receive favorable compensation. The main goal of any insurance company is to save money. Insurance company representatives, in fact, make an utmost effort to misconstrue your words and avoid any payout.
>> A police report is sufficient to prove fault:
A documented report by a law enforcement officer is indeed an essential piece of evidence to prove fault. There are, however many other types of substantiation required to build a strong case, such as:
• Witness testimony
• Photographs of the scene of the accident
• Weather, road, and traffic conditions
• Any surveillance videos
>> Insurance companies offer compensation you are entitled to:
As mentioned earlier, insurance companies make an utmost effort to protect their best interests – not yours. Usually, smaller settlements are in their best interests. Fortunately, you have the right to negotiate and demand the compensation you deserve.
Seeking the help of a lawyer is expensive: Car accident cases may appear simple. However, fighting the case without knowing the nuances of law may not bring a favorable outcome. Most car accident attorneys work on a contingency fee basis which means that lawyers do not charge a fee unless they win monetary compensation for the clients.
>> You do not need legal representation:
You may think that your case is straightforward and you can easily prove liability. According to the auto accident attorneys in Monroe, it’s helpful to seek the assistance of attorneys. It’s important to understand that insurance companies do not necessarily offer a fair settlement. On the other hand, veteran attorneys take into account all aspects to determine the right compensation.
Having a comprehensive understanding of car accident claims will increase your chances of procuring a favorable compensation. We charge no upfront fee, and payment is due only when we recover compensation for you.
Call us @ (318) 716-3118 for further queries.