Insurance Company Wants to Take My Statement

Do I Need to Give a Statement to the Insurance Company?

If you get involved in a car accident, it’s quite likely that you would be asked to make a statement regarding what happened. However, if the other driver’s insurance company asks you to make a statement, they may also ask your consent for recording the statement. This is one of the areas where many drivers end up making the wrong decisions.

Here’s a list of all you need to know about your rights when giving a statement after a car accident:

Is it mandatory to give a statement after a car accident?

As per law, you are not mandated to give any statement either recorded or unrecorded and definitely not to any other insurance company. It’s possible that your insurance company has included a clause to provide a statement for your coverage. In other words, it means that if you refuse to give a statement, it may end up affecting your claim. After an accident, your insurance company makes an effort to get as much information as possible. However, a recorded statement is not obligatory.

What are the benefits of providing a recorded statement?

It’s quite unlikely that your insurance company asks for a recorded statement. But if they do, you may need to comply with your policy directions. It’s quite likely that the other driver’s insurance company will seek a recorded statement. In such instances, the smartest decision is to decline. It’s never advisable to provide any recorded statement to any other driver’s insurance company.

What could be the impact of providing a recorded statement?

If you end up providing a recorded statement to any other driver’s insurance company, it will become a classic no-win situation for you. Just as your insurance company will back your case, the other driver’s insurance company will back theirs. Thus, there’s no reason to provide any potential evidence to any insurance company. It’s always best not to say anything that insurance company can use against you. In fact, your statements can be used to weaken your own claim.

When you suffer an injury as a result of negligence or intention, you may incur significant medical expenses. You need a personal injury lawyer to help you get financial compensation for your losses. Contact the Law Offices of L. Clayton Burgess to schedule a free consultation with our legal team.


Parties Represented by Personal Injury Lawyer Receive Nearly 3.5 Times More Money in a Settlement Than Those Without an Attorney.

Insurance Research Council Study 2004


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